Empowering others financially to live their best life!
Someone sent me a DM saying, how come no one talks about the income needed to get approved for an FHA loan? They only really talk about the credit scores needed and the 3.5% down payment? Which brought up a great point… so let's get into it. What is the Debt to Income Ratio? It's … Continue reading Why you should always monitor your Debt to Income Ratio (DTI)
Many people extremely underestimate how huge of an asset your mind and attention are. I mean think about it, companies spend billions in advertising each year to capture your attention... And in reference to your mind, people literally "think" and grow rich each and every day. It has been estimated that on average 1700 people … Continue reading The Most Underutilized Weapons: Your Mind and Your Attention
When you realize how much potential you have What investments you can make to live the life you deserve And have an understanding what your end game is, It is easy to be impatient. Not only that, but we also live in this microwave society where everything is nearly instant. We get amazon delivery next … Continue reading Don’t Rush the Process
I'm back blogging again! Was feeling pretty inspired as when I wrote this, it was my birthday, which spurred a moment of reflection. This year I purchased my first multi-family property, and I was also able to help two other people purchase homes as well. In 2020, my goal is to help a minimum of … Continue reading No Capital, Knowledge, or Credit? How to Prepare for Your First Property Acquisition
Although there are plenty of reasons that contribute to and help explain the huge wealth gap, one nuance that isn't discussed often by the masses is the following... Most of us realize that being wealthy provides access to a wide-array of resources and opportunities that the general public cannot access.. But instead of aiming to … Continue reading How the Rich Get Richer and Why You Should Too (A Short Story)
Companies such as Amazon, GM, Delta Airlines, Netflix, pay little to no tax every year because... Businesses 1. Earn income 2. Pays business expenses 3. Then pays tax on what is left This allows businesses to substantially reduce their taxable income, as the business expenses reduce it dramatically. On the other hand.. Employees 1. Earns … Continue reading Why Owning a Business is the GOAT of Tax Loopholes
1. Analyze how much debt you have, what the interest rates are, and what the minimum payment is for each debt. So you understand the full magnitude of your situation. 2. Understand what habits & decisions put you in this position, then forgive yourself and promise to change. 3. Create a “why” statement, so you know exactly what … Continue reading 8 Things You Should Do..Before Paying Off Debt
About the Author Managing our finances is tricky enough — and if you or a loved one has a disability, there’s an added layer of complication. Fortunately, there are plenty of ways for individuals and families with disabilities to prepare for a secure and stable financial future. And AbleFutures is here to help! As a … Continue reading 5 Ways Individuals with Disabilities Can Protect Their Family’s Fiscal Future
2020 is in 4 months..don't wait till its time to create a new year resolution to get your finances in order. Start now with these 7 tips 1. Analyze your money mindset: who influenced your money habits & mindset and what good/bad habits do you repeat, then work to reprogramming your mindset and changing those habits … Continue reading 7 Tips to Improve Your Finances Today
This is why it is imperative that you are prepared for any and everything that life throws your way! They say that - “If you stay ready you’ll never have to get ready” They also say that - “By failing to prepare, you’ll preparing to fail” … Continue reading The R A I N Y Days Will Come!
The Infamous CPA 